Underwriting Consultants Offer Risk Protection


Cost Effective Solutions for Risk Management Strategies

Underwriting is the process an insurance carrier goes through to determine the risk of a group and calculate premiums based on the defined results. Alltrust Underwriting Consultants work closely with to assess the risk tolerance of the employer and the organization’s benefits strategy. Alltrust combines deep analytical skills and knowledge of the marketplace to find the most cost effective solution for the company.

Advantages of working with Alltrust include:

Underwriting with Alltrust's Certified Experts

Alltrust is able to control the underwriting process and take the guesswork out of benefit renewals. We use data to decipher what an appropriate renewal should be, rather than relying blindly on carrier underwriters. This gives Alltrust the clarity and power to negotiate on your behalf, allowing us to provide substantial savings.

By reviewing current and historical plan performance, Alltrust gains insight on cost drivers, risk and exposures, and ongoing costs that could impact future premiums. Through in-depth claims review, Alltrust can provide cost management strategies for the future stability of benefits plans. And, with consulting on cost containment and risk mitigation solutions, Alltrust can protect clients and their budgets from high impact cost drivers to reduce avoidable premium increases.

For our self-funded clients and prospects, we provide recommendations on reinsurance carriers, stop-loss contract terms, and captives to properly insulate against unnecessary risk.

Where Do You Fit?