Working during the holiday season can be difficult for employees. For many, what is supposed to be a happy time can be quite stressful. People may be thinking about how
A recent study found that 51 percent of HR professionals are concerned about quiet quitting. It refers to the practice many workers are adapting at their workplaces. Quiet quitting is
Employers often look for new and effective ways to improve their employees’ skill sets. It’s believed that doing so will help employees meet company standards and lower replacement costs. It
In response to inflation felt across the country, the Internal Revenue Service is making changes to the Flexible Spending Accounts and Health Savings Accounts. The new measures make for some
The end of the year marks a time of celebration and commemoration for most, but for business owners and executives, it’s a time for framing the upcoming year. However, it
The cost of health care is adding up for employers. Many believe they will see a six percent increase in the costs of health care by 2023. This comes after
Every 14 seconds, a ransomware attack happens somewhere in the world. Cybercriminals are becoming more sophisticated with their attacks as technology advances. More businesses are using the internet for their
Since 1985, October has been National Breast Cancer Awareness Month, thanks to the American Family of Physicians, AstraZeneca, Cancer Care Inc, and a few other sponsors. Today, we mark the
How to Accommodate Both The pandemic caused companies everywhere to adhere to unprecedented safety measures overnight. One of the many significant challenges companies faced was the location of the workspace.
Open enrollment will be here soon; now is the time to prepare. Under the Affordable Care Act (ACA), employers with 50 or more full-time employees must hold an open enrollment
The human resources department acts as a benefits broker for employees during open enrollment, and their role is vital for strong participation. In the previous blog, we discussed what open
With open enrollment around the corner, it’s time to cover the basics and how it will affect employees and businesses. It’s the best time for HR professionals to discuss and
The price of healthcare can be a challenge for many Americans. According to some polls, it ranks as a top financial worry for many families. One in four Americans say
Back-to-school season can bring added anxiety and stress for working parents trying to manage their time. From getting to work on time, setting up carpools, making lunches, and remaining productive
It seems that it is almost impossible to go about our day-to-day lives without technology. We walk around with our phones and rely on computers to complete work and personal
CFOs are accustomed to seeing the cost of health care benefits for their company rise each year, often by a double-digit percentage. Employers have to typically absorb these increases and
In 2020, Congress created the new dialing code 988 to work in conjunction with the existing National Suicide Prevention Lifeline. The existing number is 10 digits (1-800-273-TALK) and as they
It’s been more than 2 years since the start of the COVID-19 pandemic, and its effects on mental health are still on full display. Your employees are the backbone of
On June 24, 2022, The U.S. Supreme Court overturned Roe v. Wade, leaving the decision of a women’s right to abortion to individual states. Prior to this decision, health insurance
On April 22, 2022, Florida Governor Ron DeSantis signed the “stop WOKE” Act (Florida HB7) into law. Briefly, this act amends the Florida Civil Rights Act and imposes restrictions on
A recent study found that 51 percent of HR professionals are concerned about quiet quitting. It refers to the practice many workers are adapting at their workplaces. Quiet quitting is
Employers often look for new and effective ways to improve their employees’ skill sets. It’s believed that doing so will help employees meet company standards and lower replacement costs. It
In response to inflation felt across the country, the Internal Revenue Service is making changes to the Flexible Spending Accounts and Health Savings Accounts. The new measures make for some
With open enrollment around the corner, it’s time to cover the basics and how it will affect employees and businesses. It’s the best time for HR professionals to discuss and
Back-to-school season can bring added anxiety and stress for working parents trying to manage their time. From getting to work on time, setting up carpools, making lunches, and remaining productive
The 2022 hurricane season is upon us and the most efficient way to ensure the protection of your employees and business is by preparing early. In the past, businesses have
Employee benefits are a driving factor for many parts of your business, such as containing health insurance costs, increasing employee satisfaction, and retaining talented individuals. The average cost of insuring
When an employee first gets hired, it’s become standard practice for them to go through an onboarding process. This is their introduction to the company and sets their first impression.
Employee benefits are a fundamental part of every organization. They have a profound impact on job satisfaction and employee morale. However, for most companies, benefits communication takes place only when
No one anticipates becoming disabled, and far too often, many aren’t financially prepared if a disability occurs. About 1 in 4 adults will become disabled at some point before even
Traditional medical insurance plans can take up a large portion of funds for businesses looking to get insured. The cost of coverage in these plans is fixed, meaning you lose
Voluntary benefits are plans offered by employers such as life insurance, disability insurance, critical-illness insurance, accident insurance, hospital indemnity coverage, and more, that provide employees with extensive coverage that traditional
Many small to midsize companies face internal dilemmas while trying to run a successful company and increase profits. A solution to this problem is hiring professional employer organizations (PEOs). A
The cost of health care has become increasingly expensive, and for some, it can get unmanageable. Employers and employees are both feeling the burden of rising costs of healthcare. More
For some individuals, discussing the different types of life insurance can be a touchy subject and a bit overwhelming. It’s a topic that requires attention and needs to be seriously
Following the COVID-19 pandemic, occupational burnout has been on the rise. While getting burnt out from work isn’t a new issue, it has become more prevalent in today’s society. According
There are some things that a traditional health plan just might not cover, that’s where having supplemental health benefits can be extremely helpful. Supplemental health benefits can be an added
This past year and a half has brought a few changes to the way businesses operate, and open enrollment during a pandemic added to the struggles. Businesses and organizations had
Finding the right health care benefit plan that fits you and your organizations’ needs can be stressful with some plans containing certain components that you might not need. And with
The Federal Trade Commission (FTC) reports that over 13.1 million Americans are victims of identity theft each year. As a result, they are left unable to use their credit cards,
How to Accommodate Both The pandemic caused companies everywhere to adhere to unprecedented safety measures overnight. One of the many significant challenges companies faced was the location of the workspace.
Open enrollment will be here soon; now is the time to prepare. Under the Affordable Care Act (ACA), employers with 50 or more full-time employees must hold an open enrollment
The price of healthcare can be a challenge for many Americans. According to some polls, it ranks as a top financial worry for many families. One in four Americans say
The Biden administration proposed a vaccine or test requirement for large private companies in which required that workers at businesses with 100 or more employees get vaccinated or submit a
Many small to midsize companies face internal dilemmas while trying to run a successful company and increase profits. A solution to this problem is hiring professional employer organizations (PEOs). A
The past year has brought several changes to the way we operate our businesses. However, one thing remains constant, many HR managers struggle with the complexities of navigating open enrollment.
Florida Amendment 2, the $15 Minimum Wage Initiative, was on this election’s ballot as an initiated constitutional amendment. On November 3rd, 2020, it was approved with just over 60% of
Since the beginning of the COVID-19 pandemic, we have been awaiting the development of a vaccine. Now that several vaccines have rolled out, the Centers for Disease Control and Prevention
The Americans with Disabilities Act of 1990 (ADA) makes it unlawful to discriminate against a qualified individual with a disability. This also applies to discrimination against individuals with disabilities in
As part of the Internal Revenue Service’s (IRS) continued response to the COVID-19 public health emergency, it released Notice 2020-29 on May 12, 2020. This Notice provides employer-sponsors with temporary flexibility
*Updated March 27, 2020 – On the evening of March 18, 2020, the President signed the Families First Coronavirus Response Act (the “Act”). It will go into effect on April 1, 2020*,
At the end of September 2019, the Department of Labor (DOL) issued a Final Rule on the threshold for employees to qualify for the “white-collar” exemptions from overtime pay. This
On July 23, 2019, the IRS issued Revenue Procedure 2019-2029 to index the contribution percentages in 2020 for purposes of determining the affordability of an employer’s plan under the ACA. These updated percentages are effective for taxable years and plan years beginning January 1, 2020.
Alltrust, a Tallahassee Employee Benefits Firm, hosted its initial seminar to help business owners understand recent updates to Healthcare Reform.
House lawmakers introduced legislation this week in a new attempt to repeal the Cadillac tax, the Affordable Care Act’s tax on high-cost health plans that has been a continuing pain point for employers. Read the full post to learn more.
Alltrust Insurance is excited to announce that Dan Posada now serves as the Vice President of Human Resources Consulting and Training.
Look Backward to Plan Forward
Employer Medicare Part D Notices Are Due Before October 15
Federal Employment Law Update – August 2018
A recent study found that 51 percent of HR professionals are concerned about quiet quitting. It refers to the practice many workers are adapting at their workplaces. Quiet quitting is
Employers often look for new and effective ways to improve their employees’ skill sets. It’s believed that doing so will help employees meet company standards and lower replacement costs. It
The end of the year marks a time of celebration and commemoration for most, but for business owners and executives, it’s a time for framing the upcoming year. However, it
The human resources department acts as a benefits broker for employees during open enrollment, and their role is vital for strong participation. In the previous blog, we discussed what open
No matter the industry, great customer service is imperative for a business to thrive, especially in the insurance industry. Many potential customers base their purchasing decisions on how responsive and
The Biden administration proposed a vaccine or test requirement for large private companies in which required that workers at businesses with 100 or more employees get vaccinated or submit a
The pandemic has undeniably changed the workplace environment everywhere. Businesses have had to adapt to a remote and hybrid workplace to cope with drastic changes, while employers and employees alike
Private employers with more than 100 employees and federal contractors/subcontractors with 50 or more employees are required to submit certain demographic data to the Equal Employment Opportunity Commission (EEOC) annually.
The past year has brought several changes to the way we operate our businesses. However, one thing remains constant, many HR managers struggle with the complexities of navigating open enrollment.
We have recently passed the one-year anniversary of the COVID-19 pandemic. Although vaccination campaigns are well underway throughout the country, many companies are still struggling with the stress and anxiety
The American Rescue Plan Act (ARPA), a $1.9 trillion relief bill, was signed by President Joe Biden on March 11, 2021. The bill includes extended unemployment benefits, direct checks to
Offering voluntary benefits is a great way to enhance your benefits package, stand out from the competition, and increase employee satisfaction — all with minimal impact to your budget. Although
The COVID-19 pandemic has impacted the business world in many different ways. 2020 served as a wake-up call for HR departments as employees were suddenly looking to HR teams for
This year, the COVID-19 pandemic forced companies to change the way in which they conduct business. While some companies were able adapt to a new business world in order to
The Americans with Disabilities Act of 1990 (ADA) makes it unlawful to discriminate against a qualified individual with a disability. This also applies to discrimination against individuals with disabilities in
The recruiting and hiring process is supposed to select the best candidates while deterring unqualified job seekers from applying or advancing. All too often, however, the process creates obstacles or
The future of work is now. You’ve probably heard that being said since the onset of COVID-19 and the growth of remote work. Well, it’s true and as the nature
“When people are financially invested, they want a return. When people are emotionally invested, they want to contribute.” – Simon Sinek The COVID-19 pandemic has taught us many things. First, it has taught us
The hardest thing about the future of work is defining the concept. The chief reason has to do with change. It’s constant with new technologies coming online at an increasing
“Everyone learns different” is a phrase we have all heard at some time in our educational endeavors. It may have been overheard from your parents as they explained to your
In response to inflation felt across the country, the Internal Revenue Service is making changes to the Flexible Spending Accounts and Health Savings Accounts. The new measures make for some
The end of the year marks a time of celebration and commemoration for most, but for business owners and executives, it’s a time for framing the upcoming year. However, it
The cost of health care is adding up for employers. Many believe they will see a six percent increase in the costs of health care by 2023. This comes after
The price of healthcare can be a challenge for many Americans. According to some polls, it ranks as a top financial worry for many families. One in four Americans say
The rising cost of healthcare has left employers seeking alternative options for their employees instead of traditional health insurance. Different insurance choices are coming out every few years, but more
Managing your business’s payroll is one of the most critical components of having a successful organization. But sometimes, your current payroll vendor doesn’t meet your exact needs. Whatever the reason
Prescription drugs are meant to treat conditions, relieve pain, and improve health, but some medications are unattainable for many patients when drug prices are too high. Drug prices have been
In this modern era, technology has been significantly impactful to the success and growth of companies. Businesses worldwide have adapted to the digital world and technology has helped them maximize
Everyone is unique, and the same can be said for their health care needs. There isn’t a one-size-fits-all when it comes to health insurance coverage. More and more Americans are
It’s no secret—health care costs in the United States have risen sharply over the past two decades. A study by the Journal of the American Medical Association found that U.S.
If you desire the freedom of a self-funded insurance plan but need a little more certainty for your budgeting concerns, level funding might be the right fit for you. Level
The American Rescue Plan Act (ARPA), a $1.9 trillion relief bill, was signed by President Joe Biden on March 11, 2021. The bill includes extended unemployment benefits, direct checks to
By now you’ve heard of the term “gig economy” but you may not know what it means. Is it describing the economy of musicians as they work gigs? Does it
Professional Employer Organizations (PEOs) can provide companies with a myriad of human resources support. There are many advantages of PEOs but there may be a time where the PEO is no longer meeting your company’s needs. Read this article to learn about some of the most critical considerations when leaving a PEO.
According to a new study published in the American Journal of Medicine, 42% of new cancer patients lose all of their life savings in two years because of treatment. The average
Benefits Easy: Health Savings Accounts | Tampa Benefit Advisors
IRS Decreases HSA Contribution Limits for Family HDHP Coverage | Tampa Employee Benefits
Benefits Easy: Intro to Self-Funding | Florida Employee Benefits
Employers often look for new and effective ways to improve their employees’ skill sets. It’s believed that doing so will help employees meet company standards and lower replacement costs. It
Every 14 seconds, a ransomware attack happens somewhere in the world. Cybercriminals are becoming more sophisticated with their attacks as technology advances. More businesses are using the internet for their
The 2022 hurricane season is upon us and the most efficient way to ensure the protection of your employees and business is by preparing early. In the past, businesses have
In this modern era, technology has been significantly impactful to the success and growth of companies. Businesses worldwide have adapted to the digital world and technology has helped them maximize
The pandemic has undeniably changed the workplace environment everywhere. Businesses have had to adapt to a remote and hybrid workplace to cope with drastic changes, while employers and employees alike
According to the Federal Trade Commission (FTC), approximately nine million identities are stolen every year. Although this crime is usually repairable, it can cost you thousands in extraneous fees to
Following the COVID-19 pandemic, occupational burnout has been on the rise. While getting burnt out from work isn’t a new issue, it has become more prevalent in today’s society. According
This past year and a half has brought a few changes to the way businesses operate, and open enrollment during a pandemic added to the struggles. Businesses and organizations had
As technology continues to evolve, doctors are finding more ways to efficiently and conveniently care for their patients. One such way is through telemedicine—a form of technology-based communication that allows
May is mental health awareness month, and it’s the perfect time for personal growth. Throughout this month, we must embrace our physical and mental well-being to achieve optimal health and
The COVID-19 pandemic has caused turmoil for many businesses across the country. A little over a year ago, this unforeseen pandemic changed the way we conduct business and many companies
We have recently passed the one-year anniversary of the COVID-19 pandemic. Although vaccination campaigns are well underway throughout the country, many companies are still struggling with the stress and anxiety
According to the Federal Trade Commission (FTC), over 13 million Americans fall victim to identity theft each year. Although this crime is usually repairable, it can cost you thousands in
The current COVID-19 pandemic has caused businesses to become increasingly reliant on the internet to conduct operations. Unfortunately, with the growing dependence on computers there has also been an increase
The hardest thing about the future of work is defining the concept. The chief reason has to do with change. It’s constant with new technologies coming online at an increasing
Don’t lie–we ALL love gadgets. From the obscure (but hilariously reviewed on Amazon) Hutzler 571 Banana Slicer to the latest iteration of the Apple empire. Gadgets and technology can make
Gary Wheeler, partner at Constangy, Brooks, Smith & Prophete, LLP, a well-respected national employment law firm and legal partner to ThinkHR, explains five mistakes he sees frequently in his clients’ employee
Price Confirmed as Secretary of HHS
IRS Notice Extends 2016 ACA Reporting Deadline
HR Technology: 5 Barriers to Breakthrough
This past year and a half has brought a few changes to the way businesses operate, and open enrollment during a pandemic added to the struggles. Businesses and organizations had
Finding the right health care benefit plan that fits you and your organizations’ needs can be stressful with some plans containing certain components that you might not need. And with
The Federal Trade Commission (FTC) reports that over 13.1 million Americans are victims of identity theft each year. As a result, they are left unable to use their credit cards,
Life insurance is never a fun topic to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support,
Private employers with more than 100 employees and federal contractors/subcontractors with 50 or more employees are required to submit certain demographic data to the Equal Employment Opportunity Commission (EEOC) annually.
Offering voluntary benefits is a great way to enhance your benefits package, stand out from the competition, and increase employee satisfaction — all with minimal impact to your budget. Although
This year, the COVID-19 pandemic forced companies to change the way in which they conduct business. While some companies were able adapt to a new business world in order to
This year’s holiday season is upon us and most of us are looking forward to enjoying the festivities, spending time with loved ones, and relaxing from what has been a
Depending on the type of life insurance policy you have, you could be covered anywhere between one year and the rest of your life, depending on if you have term or
Recently, the “Happiest Place on Earth” wasn’t living up to its name for many families. For almost a full year, malicious software had been installed on point-of-sale systems at several Earl
We’ve all heard the saying “A dog is a man’s best friend” and we know it’s true! Pets give us unconditional love, companionship, and joy. But, are we willing to
Cybercriminals are focusing on users of company networks as a weak link in the security infrastructure chain. Technologies help filter out malicious content and defend against a growing variety of threats, but technology alone cannot stop humans from clicking on the wrong links.
Alltrust Sponsors Tidewell Hospice Signature Luncheon
Two Tips to Make Your Renewal Run Smoothly
At Alltrust, giving back is part of our company makeup. Sr Benefits Consultant Steve Hall exemplifies this ideal by supporting unemployed military veterans.
Working during the holiday season can be difficult for employees. For many, what is supposed to be a happy time can be quite stressful. People may be thinking about how
Since 1985, October has been National Breast Cancer Awareness Month, thanks to the American Family of Physicians, AstraZeneca, Cancer Care Inc, and a few other sponsors. Today, we mark the
In 2020, Congress created the new dialing code 988 to work in conjunction with the existing National Suicide Prevention Lifeline. The existing number is 10 digits (1-800-273-TALK) and as they
On June 24, 2022, The U.S. Supreme Court overturned Roe v. Wade, leaving the decision of a women’s right to abortion to individual states. Prior to this decision, health insurance
The Biden administration proposed a vaccine or test requirement for large private companies in which required that workers at businesses with 100 or more employees get vaccinated or submit a
The pandemic has undeniably changed the workplace environment everywhere. Businesses have had to adapt to a remote and hybrid workplace to cope with drastic changes, while employers and employees alike
The holiday season can bring out a range of emotions and become overwhelming for a lot of people. It’s easy to get caught up in buying presents, traveling to visit
Thanksgiving kicks off the holiday season, the time of gathering with friends and family. At Alltrust, we understand how easy it is to get caught up in the excitement and
Following the COVID-19 pandemic, occupational burnout has been on the rise. While getting burnt out from work isn’t a new issue, it has become more prevalent in today’s society. According
There are some things that a traditional health plan just might not cover, that’s where having supplemental health benefits can be extremely helpful. Supplemental health benefits can be an added
With the FDA approval of the COVID-19 vaccine, an increase in vaccine mandates is inevitable, in both the private and public sectors. However, some employers are opting for incentives for
Finding the right health care benefit plan that fits you and your organizations’ needs can be stressful with some plans containing certain components that you might not need. And with
May is mental health awareness month, and it’s the perfect time for personal growth. Throughout this month, we must embrace our physical and mental well-being to achieve optimal health and
The COVID-19 pandemic has caused turmoil for many businesses across the country. A little over a year ago, this unforeseen pandemic changed the way we conduct business and many companies
We have recently passed the one-year anniversary of the COVID-19 pandemic. Although vaccination campaigns are well underway throughout the country, many companies are still struggling with the stress and anxiety
Everyone has nights when they have trouble falling asleep. They might start off with you feeling tired so you brush your teeth, set your alarm, get into bed, and suddenly
With the pandemic still ongoing, trying to manage these unpredictable times can take a serious toll on one’s mental health. It’s normal to experience difficulty in controlling your worry or
The heart is one of the hardest working muscles in the entire body but if you don’t take care of it, all that work can take a toll. Heart disease
Since the beginning of the COVID-19 pandemic, we have been awaiting the development of a vaccine. Now that several vaccines have rolled out, the Centers for Disease Control and Prevention
When it comes to daily life, most people often find themselves on “autopilot,” not being fully aware or conscious of their everyday actions. That’s where developing mindfulness triggers can be
